About Us

American Republic Insurance Company was founded in 1929 by Watson Powell, a pioneer in the health and accident insurance business. From the beginning, the company was dedicated to providing personal insurance services to individuals and families at an affordable price. American Republic remains focused on delivering quality coverage with integrity and outstanding service.


Rated A- (Excellent) by A.M. Best

In March 2018, A.M. Best Company, Inc. affirmed American Republic's Financial Strength Rating of A- (Excellent). Our A- (excellent) rating is fourth highest of 15 possible ratings given by A.M. Best Company. As an independent, non-government company, A.M. Best does not recommend products or services but does provide independent opinions of a company’s overall financial strength.

    Our Values

    • Customer Focused and Market Driven
      Being customer focused means we know and understand the products and services the customers in our chosen markets and channels will purchase. We develop, distribute, and sell products and services that meet each customer’s individual needs. Being market driven means we concentrate on serving customers in our chosen markets.
    • Seeking Continuous Improvement
      Continuous improvement means we relentlessly pursue improvements that benefit our customers, employees, and company. This includes improvements that create higher levels of customer satisfaction and retention, increase efficiencies, and reduce costs. The scope of our continuous improvement includes our processes, systems, skills, knowledge, and the products and services we develop and deliver to our markets and distribution channels. In addition, we have a business continuity plan that helps us respond to emergencies and disasters so that we can continue to meet the needs of our customers.
    • Acting with Integrity in All We Do
      Integrity means we conduct business in a fair, honest, and ethical manner and keep the promises we make to our customers, agents, employees, business partners, and communities.
    • Creating a Positive Work Environment
      A positive work environment is one that enables people to make the most of their abilities and potential, while balancing their work and family life. It is an environment supported by trust, respect, a sense of fairness, and a sincere concern for everyone.
    • Being Results Driven
      Results are the end state we desire. Being focused on results means we know how to measure them and have strategies to accomplish them. Our efforts bring value to our company when they produce desired results.
    • Working Together as a Team
      Working together means each of us takes ownership for the work that must be done and willingly works with others to ensure that everyone uses his or her unique talents in the achievement of desired results. In working together as a team, we share information freely throughout the company, generate ideas, and translate them into actions to deliver the results our customers expect.

    Our Annual Meeting

    • Voting Procedures and Ballot Requests

      American Republic is a subsidiary of the American Enterprise Mutual Holding Company (the "Company"). Its annual meeting is held each year at 9 a.m. on the first Tuesday in March. At the annual meeting, members elect the Company's directors and transact any other business properly coming before the annual meeting. The next annual meeting is scheduled for Tuesday, March 3, 2020. The annual meeting is held at the principal office of the Company, which is located at 601 Sixth Avenue in Des Moines, IA.

      Voting procedures

      At every annual meeting, each member who was a member of record on a date fixed by the Board of Directors shall have one vote upon any proposition coming before the meeting. The record date will not be more than 90 days prior to the annual meeting. Votes may be cast in person or by a ballot furnished by the Company, signed by the eligible voter, and mailed or personally delivered by the eligible voter to the principal office of the Company. To be counted, a ballot must include the policy or contract number or numbers or the billing number or numbers, be completed as prescribed in the instructions, and reach the principal office no later than the business day prior to the meeting at which it is to be voted.

      How to request a ballot or additional information

      An eligible voter who wishes to vote by ballot without attending the annual meeting may do so by requesting a ballot from the Secretary of the Company at least 15 days prior to the meeting. The request should be sent to:

      American Enterprise Mutual Holding Company
      Attn: Corporate Secretary
      601 Sixth Ave.
      Des Moines, IA 50309

      Or call toll free at (888) 787-2244.

      *Policyholders of American Republic Insurance Company, American Republic Corp Insurance Company, Medico Insurance Company, Medico Corp Life Insurance Company, and Medico Life and Health Insurance Company are members of American Enterprise Mutual Holding Company (the "Company"). As a member of the Company, the membership interests consist of the right to vote at an annual or special meeting of the Company for the election of directors and on any proposition submitted to a vote of the members, as provided by the Articles of Incorporation and the Bylaws of the Company, and such other rights as provided by law.

    • Annual Report
      Click here to view the most recent American Enterprise Annual Report.